I just got my credit card or should I say first charge cash plus and I was ready to spend and buy things for my summer break. I was going camping with my friends and I needed those cute camping boots and summer wears. I knew my parents wouldn’t give me money because I had over spent my allowance. I got my credit card myself and was ready to register on ebay and buy all I wanted to buy. The irony of it all is that it never dawned on me that it was a credit card and I shopped for almost everything. As fate would love it three months later I received the credit card statement and I was asked to pay over two thousand dollars with immediate effect. I was dumb founded because I had no job to pay such amount of money. I knew I had to get one almost immediately and do something about my debt. I was running out of options, so in the long run I had to contact my parents who were totally mad at me later.